When I started transitioning over to HSBC from Maybank a few years, I was very impressed with their level of customer service. I was happy despite the fact that they charged far higher fees than Maybank. For example, whenever I called their hotline, I got good service. And things usually worked well.
But in the last month and so, I’ve been noticing a stark deterioration in service quality.
1) I suddenly couldn’t log onto my Personal Account at hsbc.com.my. Try as I may, putting in my username, password and the randomly-generated security device number, it just wouldn’t work. I called the hotline, and at least the person answering the question was professional, and QUICK. She resolved my problem very rapidly.
2) Guess what. It happened AGAIN in less than 30 days. I couldn’t log in, and I had to call customer support again. This time, for the first time, I noticed I was rerouted to an agent who was not based in Malaysia. And the service quality was atrocious. She kept repeating over and over again, “Uhm, let me just double check it here sir”. She was terribly slow at asking the security question. “Uhm, sir, okay, if you could answer this security question. Uhm, let me just double check it here.” And she would repeat herself 2-3 times, struggling with her computer system, before finally asking the question. And after I answered, she’d have to struggle some more to see if my answer matched her system.
Oh, wait. You’ll like this security question:
She: “Sir, what is the name of your spouse?”
Me: “I’m single. I don’t have an answer to that security question.”
She: “Oh, yes, I understand that sir.” (I could almost HEAR the sneer in your words – I understand that you’re a loser sir, and couldn’t find someone to get married to sir, and that sucks sir, but I understand sir.)
(and apparently, I failed a few of the security questions, she told me later. I have a wife I don’t know about perhaps?)
So after we got past the security questions (the entire phone call lasted 23 minutes, 47 seconds by the way), she finally asked me: “So what seems to be the problem sir?”
I explained that my security device appeared to go wonky, and she asked me to read the serial number out. I read it out multiple times. Guess what her response was?
“Sir, that’s not the device we have on file.”
Wow. Through an act of the cleverest sabotage you could imagine, someone FLEW all the way from Malaysia to Palo Alto, FOUND me in a Comfort Inn hotel, BROKE into my hotel room, DISCOVERED where I kept my HSBC security device, had a SPARE copy, SWAPPED mine with the copy, and left, without leaving a trace, just so they could annoy the heck out of me.
I had no idea I was important enough to deserve such sabotage. I’m kinda flattered.
(p.s. I could finally log in again after the call.)